Tailored to enhance your credit insurance journey, our advanced digital solutions offer a seamless blend of more effective level and user-friendly design.
PT Kandara Digita Kreatif as known as Kandara Tech is one of the leading Indonesian startup in Credit Insurance Systems founded in 2018 and headquartered in Jakarta, is driven by a team of experts creating cutting-edge mobile and digital products for diverse industries.
We serve multiple industries and a diverse range of clients, showcasing the broad impact of our solutions.
53M+
Policies
3.7T+
GWP
8
Bank
31
BPR
35
Fintech
Discover how our solutions fit into various industry needs
Quick Data Validation
Optimize your data validation with our advanced solution. Rapidly process and review millions of records in real-time, ensuring maximum accuracy and enhanced efficiency. Minimize costly errors, save valuable time, and streamline complex workflows with our powerful, automated validation tool.
Advanced Product Analysis
Gain a comprehensive understanding of product performance with advanced cross-product and loss ratio analytics. Our solution empowers you to uncover detailed insights, driving informed and strategic decisions. Optimize operations, mitigate risks, and enhance profitability with data-driven precision and clarity.
Automatic e-Documents
Simplify your document management with our Automatic e-Documents solution. Our system ensures accurate and timely handling of all your essential documents. Streamline your processes, reduce manual errors, and enhance efficiency with our comprehensive digital documentation solution.
Kandara Tech is committed to supporting your company as a reliable partner by ensuring:
No Initial Investment
Partnering Model
Customized Consultation
Fast Configuration
Extensive Support
OJK and AAUI are collaborating to create a centralized data system to help insurance companies improve risk assessment. This system will give insurers better access to creditor and debtor data, facilitating better underwriting practices and transparency in handling claims. (Bisnis.com)
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Indonesia's credit insurance industry shows a significant increase in claims. As of July 2024, claims reached IDR 5.68 trillion, making up 27.38% of all general insurance claims. This rise is largely due to more loan defaults amid challenging economic conditions (Insurance Asia).
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OJK released POJK Number 20 of 2023, regulating credit and sharia financing insurance products. It introduces a risk-sharing mechanism, with creditors bearing 25% of the risk and insurers 75%, aiming to improve governance and mitigate risks in the industry. (kontan.co.id)
Read More.."Thanks to this system, we’re processing business data more efficiently and in record time!"
Public Bankers
"This solution has made our massive data validation process so much easier"
Broker
"Kandara Tech's solution is a reliable, proven tool that has transformed our processes."
Insurance
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